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18 November 2013, 09:18 | Updated: 30 March 2016, 13:50
If you're a new driver in the East Midlands, Derbyshire Police are warning you about 'ghost brokers'.
Ghost brokers are teams of criminals who target drivers, especially those aged 17-30-years-old. They sell fraudulent insurance policies with an offer that seems too good to miss.
Detective Constable Julie Wheeldon from the East Midlands Fraud and Financial Investigation Unit said:
'Becoming the victim of ghost broking can have devastating consequences for innocent motorists, and those taken in by the scam are often completely unaware that they are driving without insurance.
'Being wary of deals that seem too good to be true is essential when insuring your vehicle.
'Protect yourself by questioning what you see being offered on a website or over the phone and make sure it is a legitimate company that you are thinking of using to insure your vehicle.'